As a sophomore, early into the fall semester, I was excited to take on the responsibility of treasurer for my small fraternity. The first bank statement came in the mail and after ripping it open, an overdraft notice was staring back at me. Little did I know what I truly got myself into. I reached out to the old treasurer, whose only help came in the form of a plastic expanding file stuffed with an odd assortment of loose papers and receipts… there were no budgets, no books, and most …